Tips and tricks for increasing your borrowing capacity

Have you been refused a loan and concerned about looking elsewhere? While there are a number of reasons you may not be eligible for the home loan you need, one may be that you aren’t seen as “serviceable”. This, essentially, means that you are not deemed able to pay off the loan due to calculations […]

150,000 new homes a year – still not enough

Australia may be building 150,000 on average each year, including 180,000 over the next year, but these figures are not coming close to bridging the housing shortage, according to a new report. The Australian Residential Development Outlook, from RP Data and the Residential Development Council, report shows a strong forecast over the 2014/2015 financial year […]

Superannuation funds to boost direct property holdings

Major superannuation funds will boost their holdings of direct property as the population ages, according to predictions by actuaries Rice Warner. “With the consolidation of the market, there will be a shift to more illiquid investments as the very large funds will have significant, stable and predictable cash flows. Investments in infrastructure and property will […]

How to navigate the building and pest inspection

Building and pest inspections may set you back a few hundred dollars, but are a crucial piece of information that can serve to be either a negotiation tool or a warning sign about the property you’ve been considering. For those who haven’t seen many building and pest inspections, you need to be prepared. A mention […]

ironing out contract wrinkles

I was very grateful for your clear and simple information as well as your support in ironing out contract wrinkles and reassuring me on my legal position when I needed to withdraw my offer. I look forward to being able to use your services again. Kind regards - Helen

The five reasons why there is no Australian house price bubble: CBA

The Commonwealth Bank has pinpointed five reasons why house price bubble signs are not evident in Australia. It listed the five factors that typically characterise a house price bubble. It then gave their reasons why they are not evident in Australia. Unsustainable asset prices, but the current situation is: Prices supported by the excess of demand […]

journey so much easier

What can I say but a very big thank you for all your professionalism and efficiency, we will definitely be recommending your services in the future. It was a tiring experience however your help and enthusiasm made the journey so much easier, pity we never got the same from the other party as it would […]

professional, friendly and efficient

I recently used bytherules Conveyancing to sell my property. I found Angela to be professional, friendly and efficient and would not hesitate in recommending her and the team for the buying and selling of real estate. - Cheers, Craig

71 Home Loans with fixed terms slashed

With yesterday’s decision to keep rates on hold coming as little surprise, industry groups are now turning their attention to banks and lenders. Over the past fortnight, 71 home loans with a five-year fixed rate term have had their interest rates cut by up to 0.80%, according to RateCity research. Unsurprisingly, this is becoming of […]

What is the “cooling off period”?

What is the “cooling off period”? If you are buying a residential property, then you must understand the cooling off period – something that is usually included as a standard in the contract of sale. In essence, this is a clause that allows you to rescind on the contract to an extent and not lose […]